Why Ovulation Induction?
Ovulation is the process by which a woman’s body produces a ripe egg ready to be fertilized. Some women don’t ovulate at all, and some don’t ovulate every month. Ovulation induction is the use of medications, oral or injectable, that can increase the chances that a woman will ovulate that month. In some cases, these medications can cause her to ovulate several eggs instead of just one. Ovulation induction is part of IVF and other assisted reproductive treatments, but may also be used alone in certain cases of infertility.
If you’re choosing to use assisted reproductive technology, make sure you’re choosing it because you really want it, not to please someone else or to fit an imagined ideal. No one else can make the choice for you; it’s your body, and you’re in charge of it. After you do your research and understand the procedure, if you believe that ovulation is right for you, then proceed. You can learn more about the ovulation induction procedure, its risks and benefits, in our Education Wiki.
The cost of ovulation induction depends on the type of medication used. For clomiphene, an oral medication, the cost of the medication is around $50 per month. This includes only the medication itself; there will be additional costs associated with monitoring your response to it (see below). For injectable medications, the cost is higher, around $2,000 to $5,000 per month, including the cost of doctor’s visits and other monitoring; if it is being used in an IVF cycle, this cost will be bundled within the cost of the cycle.
Keep in mind that this is only an average; it varies by region and by individual clinic, so you should check with the provider(s) you’re considering to determine their exact fee for the procedure. Ask what’s included in that fee, to make sure you aren’t surprised by extra costs when you get the bill later.
For clomiphene, there will be additional costs associated with monitoring your response to the medication. Because clomiphene may cause the development of multiple eggs per cycle, your doctor will use ultrasound to determine how many eggs have become ready for ovulation, and may recommend that you not attempt to become pregnant if there are too many. You will also be monitored to ensure that you remain healthy during the treatment.
The costs for monitoring you are usually included within the costs of the injectable medications, as these require a clinic visit for administration. You can check with your clinic to be sure that everything is included.
Will Insurance Cover It?
Some insurance policies cover the cost of assisted reproductive technology, while others specifically exclude this type of treatment. In many cases, there will be only partial coverage of your treatment, or coverage will be limited to a certain number of cycles or certain types of treatment. You should check with your insurance company to determine your coverage before you begin infertility treatment.
What Are the Financing Options?
To many people, paying thousands of dollars up front seems impossible. However, if you don’t already have the money saved, you have many options available for financing. Many infertility clinics offer financing plans for their patients. You can also get a medical credit card or other credit card, often with an attractive introductory interest rate; a medical loan, personal loan, or home equity loan from your bank; a loan from your 401(k); or loans or gifts from family and friends. Even if your credit isn’t great, you’d be surprised how many options you have. For more details about the financing options for your procedure, check out our Assisted Reproductive Technology Financing page.