There are many reasons for people to desire weight loss. They may want to look better, feel better, or be healthier. Most people try diet and exercise for years, but despite the claims of the many diet “experts,” many find that this strategy doesn’t work for them. Some turn to unsafe diet pills or other dangerous strategies. Those who need to lose a lot of weight may turn to bariatric surgery. Another option is liposuction, a procedure in which excess fat tissue is removed through small skin incisions with a suction machine. If you need help choosing which weight loss procedure is right for you, please visit our Education Wiki for more information.
If you’re choosing liposuction, make sure you’re choosing it because you really want it, not to please someone else or to fit an imagined ideal. No one else can make the choice for you; it’s your body, and you’re in charge of it. After you do your research and understand the procedure, if you believe that liposuction is right for you, then proceed. You can learn more about the liposuction procedure, its risks and benefits, in our Education Wiki.
According to the American Society of Plastic Surgeons, the average surgeon’s fee for a liposuction procedure is $2,866. Keep in mind that this is only an average; it varies by region and by individual surgeon, so you should check with the surgeon(s) you’re considering to determine their exact fee for the procedure. Ask what’s included in that fee, to make sure you aren’t surprised by extra costs when you get the bill later.
Some patients are surprised to find out that the surgeon’s fee isn’t necessarily the only expense they’ll need to consider for their liposuction. There may be anesthesia costs and operating room or hospital fees that aren’t included in the surgeon’s fee. Medications (for example, pain medication, or antibiotics) may also be an extra cost. In some cases, you also have to pay separately for your postsurgical garments. If any medical testing is required, this could also be a separate cost. A few surgeons may not include your preoperative and postoperative appointments in their fee, although most do include these visits to ensure that you’re adequately cared for. You should ask what all of the fees will be before your procedure, so that you aren’t surprised when the bill comes.
It’s also important to make sure you have access to a little extra money, via financing or savings, in case you have medical complications from the surgery (for instance, if you develop an infection). Your insurance usually will not cover complications from an elective surgery. While complications from this surgery are not common, they do happen to a few people, and so you should be prepared in case that rare person is you.
Will Insurance Cover It?
Medical insurance does not cover liposuction. There are virtually no exceptions, so you should plan to finance your liposuction yourself. That includes all of the costs above: the surgeon’s fee, any extra fees, and any postoperative complications that may arise.
What Are the Financing Options?
To many people, paying thousands of dollars up front seems impossible. However, if you don’t already have the money saved, you have many options available for financing. Many physicians offer financing plans for their patients. You can also get a medical credit card or other credit card, often with an attractive introductory interest rate; a medical loan, personal loan, or home equity loan from your bank; a loan from your 401(k); or loans or gifts from family and friends. Even if your credit isn’t great, you’d be surprised how many options you have. For more details about the financing options for your procedure, check out our Plastic Surgery Financing page.